School Supply Drive

Requested School Supplies: Pencils Pens – black or blue Glue sticks Elmer’s glue Erasers Crayola crayons Crayola colored pencils Highlighters Binders Rulers Spiral notebooks, wide rule or regular Composition notebooks Loose-leaf notebook paper 2-pocket folders Children’s scissors Regular markers Dry erase markers Small post-it notes Children’s backpacks


Key Things to Know About Homeowners Insurance

Key Things to Know About Homeowners Insurance Purpose Homeowners insurance protects your home and personal property if disaster strikes, and protects you against liability for accident in and around the home that injure others or damage their property.   Policies can also cover living expense and medical payments. Coverage Your mortgage lender will tell you the…


Do’s and Do Not’s for a Smooth Loan Approval

Do keep original and updated pay stubs, bank statements, investment account statements, W-2 forms, and other important financial documentation. Current supporting documentation may be required and updated prior to the closing of your mortgage loan. Do provide all documentation from the sale of your home when proceeds will be used for down payment on your new…


What Does PITI Consist Of?

What does PITI consist of? PITI is the acronym for your monthly mortgage payment.  It’s pronounced like the word “pity” and the letters stand for the four parts of that monthly payment, which are: P stands for Principal   That’s the part of the monthly payment used to pay down the balance of the loan.  Your…